Or perhaps you’re standing in the checkout line of a store, poised to make a debit card payment, but you can’t remember if you have enough money in your account to avoid expensive overdraft charges.

Many banks now offer basic account services on cell phones, such as the ability to pay bills, check your balance, or transfer funds. But is it safe to do this? Could someone hack into your phone and ...

Cingular Wireless plans to offer a service through its handsets early next year that would allow customers to perform banking functions much like they do on their computers today. The phone banking ...