A business’s general liability coverage isn’t always enough to absorb a major claim. When policy limits under your business insurance coverage are exhausted, excess liability insurance can provide ...

For many motorists, the first time they truly pay attention to their insurance policy is when they need to submit a claim after an accident. One of the most common areas of confusion is the excess, ...

The evolution of umbrella and other catastrophe liability insurance forms provides context for today's excess and hybrid umbrella types and their uses. It is important for readers to note that the ...

The case involved A.R. Wilfley & Sons, a Colorado pump manufacturer facing decades of asbestos bodily-injury lawsuits.

Every policyholder will likely face a scenario where its primary insurer refuses a settlement offer within limits. The primary insurer is potentially liable for that excess verdict if it acted in bad ...

LOS ANGELES--(BUSINESS WIRE)--Counterpart, the management liability insurtech, today announced the launch of its Excess insurance product for small businesses. Backed by Aspen, the Excess policy is ...

TripExcess provides a fast, flexible alternative to traditional annual excess policies. It allows motor carriers to obtain coverage on demand through a seamless online portal. Users can quote, bind, ...

The excess on any car insurance policy – the amount deducted from your claims payout – comes in two forms: compulsory and voluntary. A compulsory excess is set by the insurance provider, but a ...

The California Supreme Court issued one of 2026’s most significant insurance coverage decisions, holding that an insured need not plead actual exhaustion of underlying insurance to pursue declaratory ...

Lauren Claxton is a freelance writer with a focus on personal finance and cryptocurrency. She has previously written for Crypto News Australia and was employed as a content writer at Monzi Personal ...

What is a claim excess in insurance? In simple terms, a car insurance claim excess refers to the out-of-pocket payment you will need to pay when your car insurance claim is settled. You will usually ...